Important final dates you need to know

All you need to know

With the end of the Fringe Benefits Tax (FBT) year (31 March 2026) fast approaching, it’s more important than ever to make sure you’re prepared to make the most of your tax savings for this FBT year

 

Activity

Final Dates 2026

New applications

Applications for salary packaging cards in this FBT year close.

02 March

Claims

All claims that require an additional deduction from your salary need to be submitted.

2 weeks before
final pay of
this FBT year

Changes to your arrangements

Any change to your salary packaging deductions must be requested well ahead of the pay you want the change to take effect. View how to change your deductions here.

2 weeks before
final pay of
this FBT year

Spend your balance – Any balance in accounts and on cards must be $0 by 31 March 2026

On 1 April, any unspent funds will count towards your 2026/27 annual limit, reducing the amount you can salary package next FBT year.

31 March

 

Don’t delay if you plan to spend the funds on your card

When using your salary packaging card, some vendors and financial institutions may take a few days to process transactions. We recommend you don’t wait until the last minute to spend your balance but allow time for all pending transactions to be processed by 31 March.

If you have any unspent funds remaining on your card at midnight 31 March, you will not lose this money. The balance will roll over, and you can spend in the new FBT year, which begins on Wednesday 1 April 2026. However, these funds will reduce your annual cap for the new FBT year by the same amount.

Or there’s an easy way to use your remaining card funds – the Rollover Gift Card

The Rollover Gift Card#, previously known as the FBT gift card, is a single load prepaid Mastercard issued by EML Payment Solutions Limited (EML), the same company that provides your salary packaging card.

Any unspent living expenses funds on your salary packaging card can be transferred to a purchased Rollover Gift Card without it affecting your annual salary packaging limit for the next FBT year.

New card features for 2026:

  • You can choose to purchase either a digital card for $6 or a physical card (which also includes a digital card) for $10.
  • The value loaded onto the Rollover Gift Card is equal to the available living expenses balance on your salary packaging card at the time of purchase, minus the applicable card fee.
  • Each Rollover Gift Card can hold a maximum of $2,500. If your salary packaging card balance is greater than $2,500, multiple Rollover Gift Cards will be issued, and the card fee will apply to each card.

Rollover Gift Cards cannot be purchased for or using Meal Entertainment funds.

Claiming your salary packaging balance

All claims for balances currently held in salary packaging accounts must be received by 6:00pm (AEDT) on Monday, 16 March 2026 to ensure they’re processed before the end of the FBT year. Claims received after this date may not be processed before 31 March.

Make sure your supporting documents are up to date. For everything you need to know on supporting documents, click here.

Please note: You can check balances and transactions for both your salary packaging account and your salary packaging card online and via the AccessPay app.

 

Make a claim online.

Find out how to make a claim here.
 


Get in touch

If you have any questions or would like assistance with making a claim, please contact us.

Live webchat available! Log in to your account Monday – Friday, 9am-5pm AEDT to chat with our team.

#The Rollover Gift Card is issued by EML Payment Solutions Limited ABN 30 131 436 532, AFSL 404131, pursuant to license by Mastercard®.

Read the Terms and Conditions in the Get my eCard app or online at: info.emlpayments.com/rollover-gift-card