Your AccessPay salary packaging card

The AccessPay Salary Packaging and Meal Entertainment card gives you instant access to your salary packaging funds, so you’re never out of pocket, you just pay as you go. It’s a two-in-one card, so if you’re salary packaging both living expenses and meal entertainment, they’ll be combined on the same card, meaning you only need to carry one card in your wallet.

Revealing your pin

Your PIN is included when you receive your card (located on the bottom right hand corner of the letter). Simply, peel the plastic carefully and the PIN is displayed on the plastic sheet.

Resetting your pin

We recommend you change your PIN once you’ve activated the card. To change your PIN, visit pin.emerchants.com.au

Using your new card

You need to insert your card into the EFTPOS machine the first time you make a purchase. Once you’ve inserted your card, select ‘credit’ and then enter your PIN.

After this initial transaction, you’ll be able to make contactless purchases without your PIN using tap&go™ (up to $100). For transactions over $100, you’ll need to enter your PIN to complete the purchase.

There’s no need to select different accounts when you use your card to make sure the correct funds are used. The merchant and transaction details will automatically trigger which funds to use. For example, if you use your card at a restaurant and are salary packaging meal entertainment, the funds will be deducted from your meal entertainment account. The benefit of the two-in-one card is that if you don’t have enough money in this account, your living expenses account will be used to make up the difference.

Important documents

Financial Services Guide

Product Disclosure Statement

Terms and Conditions

The easier and safer way to pay

You can now enjoy all the benefits of your AccessPay card with Apple Pay and Google Pay. It’s simple and works with the devices you use every day. Your card information is secure because it isn’t stored on your device or shared when you pay. Paying in stores, in selected apps and on participating websites has never been easier, safer or more private.

Everyday savings program

With our Everyday Savings Program, your salary packaging funds go even further, with access to thousands of dollars worth of discounts you can access again and again to save on groceries and retail shopping, dining, accommodation, and cinema tickets.

*For a list of compatible Apple Pay devices, see https://support.apple.com/en-au/HT208531 

The AccessPay Salary Packaging and Meal Entertainment Card is a prepaid, reloadable Mastercard issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131.

Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone Mac, and Safari are trademarks of Apple Inc., registered in the U.S. and other countries. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.