Learn more about novated leasing

How does it work?

So, you’re considering a novated lease. What now?

Once you have selected your car and lease term, our team of leasing experts will assist with managing your payments. These include both your finance payments and estimated running costs. By including your running costs, you’ll cover out-of-pocket expenses for things such as fuel, maintenance, insurance, registration and more.

Once you reach the end of your lease you have several options listed below. We’ll work with you to identify the best option for you.

What happens at the end of my lease?

There are a few options to consider at the end of your lease. Whatever you decide, we are here to help you make it happen.

  • New vehicle
    Upgrade and salary package a new vehicle.
  • Sell it
    We can also assist with the sale of your existing car via our Vehicle Disposal Program*.
  • Refinance
    If you’re happy with your car but would like to continue getting the tax benefits, you can refinance your car for another term.
  • Buy it
    If you’d like to keep your car but don’t want to refinance the car, you can choose to pay off the remaining amount.

What are my car options?

New car

Would you love a new car but not sure you can afford it? With combined GST and tax savings, it may work out that you save thousands each year.

We will help you to source the car you want and negotiate the best possible price for you. You won't pay any GST on the purchase price and will enjoy ongoing GST savings each year. We also automatically deduct your payment from your salary each pay day so you can enjoy your new car, hassle free.

Used car^

Did you know you don’t need to buy a brand-new car to be eligible for a novated lease?

Whether you’re buying new or used, it’s the same process and you’ll still have access to our nationwide network of dealers to help select the perfect car for you. Of course, if you would prefer to source the car yourself, either privately or through a dealer, that’s okay too.


Current car

So, you’ve already got the car you want but now you’d like to benefit from tax savings and convenience. We have you covered with our “sale & leaseback”^ option.

Speak to us to find out more.








Want to learn more about a novated lease?

Register for one of our educational webinars with our specialist leasing team

Register for a webinar today

*Fees may apply for the Vehicle Disposal Program.
^To be able to salary package a used vehicle, the age of the car is one of the various factors that will be taken into consideration by a financier when accessing your application. It is at the financier’s discretion whether the vehicle can be financed. In addition, for a sale and lease back, the vehicle must be owned outright for a minimum of 3 months prior.

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